Good ways to lower your risks:

By matthewdavisinsurance

 

* Maintain adequate lighting throughout your business premises.
* Keep electrical wiring, stairways, carpeting, flooring, elevators and                                                       escalators in good repair.
* Install a sprinkler system, smoke and fire alarms and adequate security devices.
* Keep only a small amount of cash in the cash register.
* Keep good records of inventory, accounts receivable and equipment purchases.
* Consider keeping a second set of records off-site, such as with your accountant, insurance agent or at home.
* Make sure your employees have good driving records.
* Make sure your employees know how to lift properly and use all necessary safety equipment, such as goggles, gloves and respirators.
* You should consider using the services of a risk manager. An outside consultant can advise you of any safety or environmental regulations you may have overlooked.
* Talk to your employees about safety practices.

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